See the full video at https://youtu.be/o11WpZk48fs  The examination of a liability insurance is done to fulfill the insurer's promise to defend and compensate the insured in the event of a contingent or unexpected loss that leads to personal injury or property damage as a result of the insured's documents.
In order to fulfill the promises of insurers, insurers must set up a professional group of insurance adjusters who are competent investigators and insurance claimants. Adjusters, at a minimum, with respect to third party claims, must be able to meet at least each of the following topics.
Read and Understand Policy
Before investigating a claim, the adjuster must first establish or confirm coverage. To do this, he or she must obtain a complete copy of the insurance.
Read the loss message
The loss message is one of the most important documents that the adjuster will see.
Meeting with the Insured and Witnesses
Once the adjuster has completed this basic preparation by confirming coverage, reading the policy and reviewing the loss notice, he or she should arrange a meeting with the Insured and Witnesses.
Get a recorded statement
The adjuster must take a fully recorded statement from the insured and all witnesses to the event that caused the loss.
Establish the amount for the loss and damages and for claims for damages. Determine the extent of the loss
the adjuster must, at the first visit to the damaged property, together with the plaintiff determine the exact extent of the loss. This means that the adjuster and the applicant must go through the applicant's property and agree on exactly what was damaged and destroyed as a result of the insured's actions.
© 2020 – Barry Zalma
Barry Zalma, Esq., CFE, now limits his practice to working as an insurance consultant specializing in insurance coverage, insurance claims management, insurance claims and insurance fraud almost equally for insurers and policyholders. He also acts as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims lawyer and more than 52 years in the insurance industry. He is available at http://www.zalma.com and email@example.com.
Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.
For the past 52 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to enable insurers and their claims staff to become insurance claims staff.
Read posts from Barry Zalma at https://parler.com/profile/Zalma/posts  Go to Barry Zalma on YouTube- https://studio.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg/videos/upload? filter =% 5B% 5D & sort =% 7B% 22columnType% 22% 3A% 22date% 22% 2C% 22sortOrder% 22% 3A% 22BUSINESS% 22% 7D
Go to the insurance claims library – https://zalma.com / blog / insurance-claims-library /  Subscribe to email version of ZIFL, it's free! –
Read the last two questions by ZIFL here. https://zalma.com/zalmas-insurance-fraud-letter-2/ Px19459009]  Go to the Barry Zalma, Inc. website here https://www.zalma.com/
Listen to my podcast, Zalma on Insurance, on:
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