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A video explaining how insurance fraud costs everyone



Watch the full video athttps: //youtu.be/SsHNhpEsGNg

One of many fictional true crime stories about insurance fraud from an expert who explains why insurance fraud is a "Heads I Win, Tails You Lose" situation The stories help to understand how insurance fraud in America costs thousands of dollars to everyone who buys insurance and why insurance fraud is safer and more profitable for the perpetrators than any other crime. As you read the story and watch the video, I hope they help you understand the impact that insurance fraud has on the perpetrators, insurers, the people who need insurance, the people who buy insurance and the people who keep the insurance promises.

Hawaii

The insured was an entrepreneur in Honolulu. tried to deceive his insurance company.After a thorough investigation, the adjuster showed the fraud to the insurer's satisfaction and & # 39; wrote a simple letter, a letter to the insured with the following words: & # 39; Your claim is denied because it was presented by you with the knowledge that it was false and fraudulent. & # 39;

He said nothing more. The adjuster reported, by law, his findings to the local police and to the U.S. Postal Inspectors. Both promised to complete a quick criminal investigation and prosecute the insured for insurance fraud. In the fifth year after the denial, just before the expiration of the limitation period, the American lawyer caused the insured to be arrested for insurance fraud, wire and postal fraud. On testimony from the adjuster and the secretary, the insured was convicted. The court sentenced him to five years in prison, suspended on the condition that he actually serve 30 days and that he reimburse the insurer with $ 10,000 in investigation costs.

Five years have passed since his conviction. He still earns a living as an entrepreneur in Hawaii and deceives his customers. He paid when the probation officer caught him what he told the probation officer that he could afford. In five years, the insured paid a total of $ 250.00 on the repayment decision that is a condition of his trial. His ordeal is over.

The crime did not succeed. He did not raise $ 500,000. The insurance company did not succeed. It paid more than $ 10,000 to its investigators, which it will never get back, and the ordered refund was never paid. specializing in insurance coverage, insurance claims handling, insurance operations and insurance fraud almost equally for insurers and policyholders. He also acts as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims lawyer and more than 52 years in the insurance industry. He is available at http://www.zalma.com and zalma@zalma.com.

Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.

For the past 53 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to enable insurers and their claims staff to become insurance claims staff.

Go to the podcast Zalma On Insurance at https://anchor.fm/barry-zalma; Follow Zalma on Twitter at https://twitter.com/bzalma ; Go to Barry Zalma videos on Rumble.com at https://rumble.com/c/c-262921; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ Read posts from Barry Zalma at https://parler.com/profile/Zalma/ posts; and Read the last two issues of ZIFL here.


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