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8 steps to protect your business.



As summer approaches, so does the hurricane season. These severe weather events can produce winds exceeding 155 miles per hour, as well as rain, tornadoes and microbursts. Hurricanes can come from seemingly nowhere and leave debris, damage and business disruption in their tracks.

To withstand the threat, companies must take equally strong action. Not sure where to start? Follow these eight hurricane preparedness for business tips:

  1. Determine your risk. Communities even hundreds of miles off the coast can be affected by hurricanes and tropical storms. Historical hurricane tracks provide a history of storm events that can help you determine your risk and learn how to prepare. FEMA̵
    7;s flood mapping feature divides your risk of water damage based on your region and elevation. Explore both sites to better prepare for the unexpected.
  2. Secure the surroundings of your building. Debris is a major security risk when natural disasters such as hurricanes occur. Take the time to secure your building’s signs, fences and outdoor furniture properly. Outdoor tools such as central air conditioning units should be attached or, if possible, placed in a higher place such as the roof. Trim any trees or plants that may pose a threat to your building or nearby power lines during strong winds.
  3. Prepare the building itself. Prepare the physical structure of your building to protect your team and your business. Install windproof doors and impact-resistant windows or skylights. Invest in commercial doors. Make sure the roof is in good condition. Secure soffits and clear gutters of debris. Fasten and protect the electronics and make sure you have a spare power source outside the site. If your company has a generator, implement a maintenance plan and run weekly tests to make sure it works in an emergency.
  4. Close early if necessary. Follow the weather report in your area carefully to know when to act. It is always better to be safe, close your doors earlier and send home team members, rather than waiting too long and exposing yourself and others to harm. Act immediately when you feel danger or see that the weather is deteriorating.
  5. Protect important information. Make sure a hurricane does not put your business back further by protecting documents and important information. Seal documents in watertight containers if necessary. Back up necessary data and contacts (which should be stored on out-of-site servers) and identify key contacts to reach in the event of a hurricane.
  6. Create a plan. Work with your staff to make a plan that makes sense for your business. What necessities do you need? What protection needs to be in place? Where is the best place to protect? Is the stock updated? Take the time to create a plan now so that your business can be prepared at any time. Also think about what happens in the aftermath; establish a distance work plan for your staff and test a working day away from home under normal circumstances so that the team knows what to do.
  7. Know when and how to return to work. Inspect the building’s infrastructure to ensure it is safe before asking employees to return to work. If you and your team handle cleaning, wear the right equipment, do not approach power lines and avoid walking through standing water. When you know that the building is clean and safe, take stock of the damage and report it immediately, keep all receipts for complaints. Contact suppliers about your reopening and update your Google Business information to reflect your return. Although weather events like hurricanes can be devastating, take this time to learn from the event and build a stronger business that is more disaster preparedness.
  8. Insure your business. One of the best ways to protect your business is to get the right coverage for a natural disaster. Our local, independent agents know your area and the weather risks you encounter there. They will get to know your business and recommend the right amount of business coverage that protects you from risks and helps you recover faster. As you prepare, review your homeowner’s policy to identify the risk to your home and take steps to protect it from hurricanes and weather events as well.

Hurricanes are unpredictable, but these eight hurricane readiness for business tips can give you an edge. For strong winds, heavy rain or inclement weather, get the business and home coverage you need. Talk to a local, independent agent today.

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