This post is part of a series sponsored by PersonalUmbrella.com
A burnt-to-one-sharp turkey served alongside a side of political discourse is just a potential disaster that your insureds can face this Thanksgiving.
Help things go without hitch by sharing these quick tips.
first Do not drink and drive
This should be a non-braining, but full driving still causes 28% of all traffic-related deaths in the United States according to Centers for Disease Control and Prevention. Arrange a chosen driver or use a riding service when traveling on Thanksgiving.
2nd Do not borrow someone your car
Pay attention to who is driving your vehicle. It is easy to give a friend or family member keys to the car while in town, but this "permitted use" leaves the insured in the driver's seat when it comes to the responsibility for a claim.
3rd Do not serve alcohol to minors
Under the Social Valuation Act, party leaders can be held responsible when minors drink, even though the hosts were not aware that they did. If a minor was full, chose to drive and caused an auto accident, the host could be responsible. Keep a watchful eye during the parties and be sure that older guests are 21 years of age or older.
4th Do not expose your pets to holiday stress
Pets can easily be overwhelmed by visitors during Thanksgiving; The extra noise and activity can be disturbing and people are often not educated about how to deal with animals, which can lead to unwanted behavior by both the person and the pet. Give pets a quiet "sanctuary" behind a closed door, complete with a bowl of water, comfy felt and special treatment. They will be grateful.
5th Do not leave tools around
Thanks to winter operation to the dose, a high priority is this month, especially with homeowners on the approach. Be careful that shovels, hedges and ladders are kept well out of the way to avoid slippery cases and store them properly after use.
Your customers are dependent on telling you the coverage they need.
By taking 3 minutes to give them a personal umbrella citation, you show them how this indispensable policy can help protect their assets and pay for medical and legal expenses if the worst should happen, regardless of season.
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