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5 COVID-friendly side throws | Haven Life



Are you looking for a little extra income during the pandemic? Here are some expert tips on how to do it.

If COVID-19 has taught us anything, it is that employment is not guaranteed, and old rules of thumb such as saving six months' expenses may not reduce it in a real state of emergency.

Now that we & # 39; Again in month nine of the pandemic – with no clear end in sight – your bank account may hurt and you may be looking for ways to make a passive income.

If you have been out of work for a while, taking up a side feeling can help you run out until you can find a more permanent solution. But even if you are still employed, an extra income stream through a side benefit can provide some financial cushion so that you can sleep better at night. While the pandemic has reduced foot traffic in some stores and restaurants, there are other industries that are flourishing. Here are some side hustle opportunities to consider during the pandemic:

In this article:

Dabble in digital freelance jobs

Online freelance and consulting services are a hot market right now as more and more people embrace teleworking according to Nick Loper, founder of the podcast Side Hustle Nation. Some companies even plan to integrate work from home permanently.

Depending on the skills you have and the experience you have under your belt, freelancing can be a nice extra income stream if you are looking for a side hustle idea. To give you an idea of ​​numbers, here are some average hourly rates for different freelance professions, according to PayScale data:

Of course, these are just averages – someone with many years of resume experience working in a specialized field can charge much more for their services. If you want to supplement your day job, freelancing can be an excellent opportunity with high income potential.

Freelancing is also something you can start doing quickly. "It really only takes one client to validate it, 'Oh, this is a skill [that is in] demand,'" says Loper. From there, you can build your customer base from referrals and testimonials while turning it into a profitable sideline. [19659005] When it comes to getting word out about your new online business, do not be afraid to reach out to your existing network.I started my freelance writing career as a side host, and one of the first ongoing assignments I got came from marketing services on my personal Facebook page An old teammate in my high school cheerleader group hired me to write for her company blog.

If you're trying to dip your toes in the freelance pond, Upwork or Fiverr can be great places to test the waters and find a new gig Fiverr is a freelance market where you can create a profile and list your services.Upwork is a platform where you can bid on assignments from clients.After building a portfolio you can move away from these sites to build your online business independently.

Deliver food, drink and groceries … from a safe distance

Demand for horseback riding has decreased, and this is not surprising considering riding in Uber and Lyft places you within six meters of another person, which is less than recommended to stop the spread of COVID-19. In the same way, congestion in the travel, wedding and event industry has taken a big hit during the pandemic, according to Loper.

There is a sector that is seeing rapid expansion: food and food delivery services. Earlier this year, Instacart, a personal grocery and delivery service, announced plans to add 300,000 new drivers to meet increased demand. If you have a little extra free time and want to make an extra income, these delivery service companies may be the right option for you.

Uber Eats, Postmates and Grubhub are other apps you can sign up to do food delivery for a side feeling. Each app either gives you a reduction in the pick-up and delivery fee or calculates revenue based on the miles you drive, plus you keep the tips. Instacart, DoorDash, Postmates and Grubhub have also rolled out contactless delivery so you can keep a safe distance from customers while earning extra money.

Turn items for a profit

Can you see the beauty (and / or opportunity for profit) in discarded items? Jason Butler, the founder of the blog My Money Chronicles, has flipped items found in thrift stores and resold them on eBay, Poshmark and Mercari as a sidebar in recent years. On average, he earns $ 1,000 a month, and April and May were two of his busiest months to date.

“Flipping is a good pandemic [side] congestion because many people are not comfortable returning to stores yet personally. People spend more money online because of it, Butler says.

To be safe, always disinfect used items before taking them to your home. Items in good enough condition that you may be able to sell without adding any elbow grease. Items that have a little wear and tear can be thrown up before you put them back on the market.

Butler says that some retailers like to list products for twice as much as they paid for them. But to maximize profits, he pushes to price goods for three to four times the amount of his purchases. “I sell many sports-related items such as shoes and shirts. I can usually get them for under $ 10, and it's very easy to sell sweaters for $ 35- $ 45, says Butler.

In addition to eBay, Poshmark and Mercari, he also sells on Facebook Marketplace, Poshmark, OfferUp, and Craigslist. If you're not sure what to turn up, Butler's list of the top 100 items to sell on eBay can give you some great ideas.

Roll up your sleeves and do some needlework

Another side position that almost anyone can do is needlework, such as housekeeping or farm work. Loper hosted Erica Krupin, who started a pet removal company called Kroopin's Poopin Scoopin, in the podcast Side Hustle Nation. Although it is not very glamorous, it is something she can still do without much contact with the client. And there are repeat customers who need the service, even during the pandemic.

In the end, you do not have to reinvent the wheel or come up with a groundbreaking new idea, especially if you already have limited time while juggling a full time job and homeschooling.

Families who have a lot on their plate may need help with simple tasks such as weeding, mowing the lawn or picking up dog waste. Offering these services can be a low voltage way to put extra money in the bank.

Sell your knowledge or your creations

The e-commerce industry is exploding. During the second quarter of 2020, Amazon reported a 40% increase in net sales, while Walmart e-commerce increased by 97%. You can get into action on Amazon by becoming an Amazon seller, listing products you create, or selling items with a selection.

In addition, there are many other e-commerce platforms such as Etsy, Shopify and Sellfy where you can sell digital and physical products. Maybe you picked up knitting while distancing yourself socially and enjoy teaching other beginners. You can sell the fruits of your labor and an e-book with instructions on how to do it yourself – these are two income streams from a new hobby.

If you can come up with smart and creative sayings for design, Loper says that on-demand is another fun way to earn extra income. CafePress and Teespring are print-on-demand websites that provide products – such as t-shirts, socks, baby sweaters and more – that you can customize with design or quote and sell for a profit.

The best part is you do not have to worry about manufacturing or fulfillment. Print-on-demand means that customers place orders and each platform takes care of printing and delivering the products for you.

One factor to compare before finding a home for your online store is the fee charged for selling items on the platform. For example, Etsy has a listing fee of $ 0.20 and a transaction fee of 5%. Shopify has monthly plans starting at $ 29 per month. At Teespring and CafePress, each customizable product has a base price and you keep the selection.

For example, the base price of a base tee shirt at Teespring is $ 10.57 if you sell 99 shirts or less. The recommended price per shirt is $ 21.99, so you can earn $ 11.42 at each sale.

When looking for new opportunities, watch out for scams

Hastle hard, but hustle smart. In tough times when people are struggling, fraudsters tend to see an opportunity in unsuspecting victims.

The Federal Trade Commission (FTC) warns to watch out for an upsurge in "home-business" ads and phone calls during pandemics. People may claim that they can show you how to work from home without experience after paying for coaching, software or certifications.

If a job opportunity sounds too good to be true, it probably is. Legitimate opportunities such as Uber Eats, Postmates or platforms such as Shopify or eBay do not make you run over the payroll to join. Doing a little research before applying for a job can save you from being scammed.

Our Editorial Policy

Haven Life is a customer-centric life insurance agency that is supported and wholly owned by the Massachusetts Mutual Life Insurance Company (MassMutual). We believe that navigating life insurance decisions, your personal finances and your general well-being can be refreshingly easy. ). We believe that navigating life insurance decisions, your personal finances and your general well-being can be refreshingly easy.

Our content is created for educational purposes only. Haven Life does not support the companies, products, services or strategies discussed here, but we hope they can make your life a little less difficult if they suit your situation.

Haven Life does not have the right to provide tax, legal or investment advice. This material is not intended to provide and should not be relied upon for tax advice, legal advice or investment advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

Our information

Haven Term is a term Life Insurance Policy (DTC and ICC17DTC in certain states, including NC) issued by the Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a simplified Life Insurance Policy Issue (ICC19PCM-SI 0819 in certain states, including NC) issued by C.M. Life Insurance Companies, Enfield, CT 06082. Numbers and functions for insurance forms and riders may vary by state and may not be available in all states. Our California agency license number is OK71922 and in Arkansas 100139527.

MassMutual is rated by A.M. Best company as A ++ (Superior; top category 15). The rating is from Aril 1, 2020 and may change. MassMutual has received different ratings from other rating companies.

Haven Life Plus (Plus) is the marketing name of the Plus Rider, which is part of the Haven Term policy and offers access to additional services and benefits free of charge or at a discount. The driver is not available in all states and is subject to change at any time. Neither Haven Life nor MassMutual is responsible for the provision of the benefits and services made available under Plus Rider, provided by third party providers (partners). For more information about Haven Life Plus, visit: https://havenlife.com/plus.html

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