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15 things homeowners should know.



From cannonballs to belly flops, splash wars to sunbathing, days by the pool are meant to be fun and stress free. And with some security measures, they will be.

As you prepare your pool to become this summer’s staple, keep these 15 pool safety tips in mind:

  1. Sign up for swimming lessons. Do your children know how to swim? Do you need a refresher course? If family members need help learning, see which organizations offer instructional courses and begin lessons before the pool season begins.
  2. Become certified in CPR. At least one person in each household should be trained to do this life-saving technique. Because for every minute without it, a person̵
    7;s chance of surviving decreases by 10 percent. Update your memory of the CPR guidelines and sign up for the training.
  3. Fill your first aid kit. Pools come with lots of fun, but they can come with accidents as well. Make sure you have a fully stocked first aid kit on hand. Not sure where to start? See the 31 items you should include in your first aid kit.
  4. Invest in rescue equipment. Each pool should have a high quality lifeguard nearby if it needs to be reached and used quickly.
  5. Keep children within reach. No child should ever be left unattended around water. Even when your children are old enough to be in the water alone or are trained swimmers, they should still be supervised. Keep an eye on the pool and all swimmers within reach.
  6. Establish rules for your pool. Taking precautions around your pool can make a big difference. Implement a rule not to run, a rule to stay out of the water until an adult is present, rules not to swim in bad weather and more.
  7. Advise against diving. Pools can vary in depth and amateur diving can be dangerous. It is safest to encourage foot-first entry into any pool instead of diving with your head first.
  8. Go, do not run. On slippery surfaces, running often leads to falls.
  9. Stay away from the drain. A sewage suction is stronger than you think. If it gets hold of hair, jewelry or a swimsuit, it can catch someone underwater. For this reason, we recommend that you keep a pair of scissors easily accessible to adults, but out of reach of children.
  10. Do not swim in a storm. Did you know that water conducts electricity? That’s what makes swimming and lightning such a dangerous combination. Keep an eye on the weather and when you see / hear a storm, go in again.
  11. Fence it. Add a fence that completely encloses your pool, especially for pools in the ground. It should be at least four feet high. Also add a gate that closes and locks itself.
  12. Remove steps and ladders. Do you have an above ground pool? Make sure a child can not climb into it when they should not do so by removing steps and ladders (and keeping them out of reach) when it is not time to swim. For added safety, add a tire with a gate that closes and locks itself.
  13. Keep it covered. When your pool is not in use, it should be properly covered to prevent accidental falls or drowning.
  14. Stick to a maintenance schedule. Reduce the risk of earaches and rashes by testing and adjusting your pool’s chemical levels regularly.
  15. Store your pool chemicals safely. Store them in a cool, dry place, away from sunlight. They should also be out of the reach of children or pets.

Our 15 pool safety tips will protect your loved ones as they splash all season. For more information on pool coverage included in a homeowner’s policy, talk to a local, independent agent. An agent can suggest an umbrella policy to increase your liability protection and for increased peace of mind.

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